Document Checklist and Instructions

A properly documented loan application makes your loan process go smoothly. This checklist will help you gather your paperwork.

1. Complete and sign the residential loan application, Form 1003, and the attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use whiteout.
2. If you are salaried: provide W-2's for the previous two years and one month of paystubs. If you are self-employed, provide tax returns for the previous two years, including all schedules. Note: provide copies of all requested documents. Do not provide original documents.
3. If you own rental property, provide recent rental agreements and tax return for the previous year, including all schedules.
4. Provide bank statements (all pages) for the most recent two months, and recent statements for stock, mutual funds and IRA/401K accounts.
5. If applicable, provide a copy of your divorce decree and settlement agreement.
6. If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your visa.
7. If any borrower has filed bankruptcy, provide the Discharge Notice, Filing and Schedule of Creditors.