Custom Quote Request

The terms of your loan are largely determined by the following factors:

• Credit Score (also known as FICO)
• Loan-to-Value Ratio (LTV)
• Property type (single family, condominium, multi-family)
• Occupancy (primary residence, second home, investment)
• Loan Purpose (Purchase, Rate/term or Cash-out refinance)

Basic requirements to qualify for best-case pricing are:

• 740+ Credit Score
• LTV not more than 80 (Single Family Home) or 75 (Condominium)
• Primary Residence
• Purchase or Rate/term (no Cash-out) Refinance

Determine the rate and cost of your loan:

• Request a custom quote for your specific case
• Experienced borrowers also may find Advanced section beneficial

Work with professionals you can trust:

• Read what customers are saying about us
• Learn about benefits of working with a member of UMBA