Custom Quote Request


The terms of your loan are largely determined by the following factors:

  • Credit score (also known as FICO)
  • Loan-to-value ratio (LTV)
  • Property type (single family, condominium, multi-family)
  • Occupancy (primary residence, second home, investment)
  • Loan purpose (purchase, rate/term or cash-out refinance

Basic requirements to qualify for best-case pricing are:

  • 740+ Credit score
  • LTV not more than 75 (down payment of 25% or more)
  • Primary residence single-family home
  • Purchase or rate/term (no cash-out) refinance

Determine the rate and cost of your loan:

  • Request a custom quote for your specific case
  • Experienced borrowers also may find Advanced section beneficial

Work with professionals you can trust:

  • Read what customers are saying about us
  • Learn about benefits of working with a member of UMBA