Custom Quote Request

The terms of your loan are largely determined by the following factors:

• Credit score (also known as FICO)
• Loan-to-value ratio (LTV)
• Property type (single family, condominium, multi-family)
• Occupancy (primary residence, second home, investment)
• Loan purpose (purchase, rate/term or cash-out refinance

Basic requirements to qualify for best-case pricing are:

• 740+ Credit score
• LTV not more than 75 (down payment of 25% or more)
• Primary residence single-family home
• Purchase or rate/term (no cash-out) refinance

Determine the rate and cost of your loan:

• Request a custom quote for your specific case
• Experienced borrowers also may find Advanced section beneficial

Work with professionals you can trust:

• Read what customers are saying about us
• Learn about benefits of working with a member of UMBA