Custom Quote Request
The terms of your loan are largely determined by the following factors:
- Credit Score (also known as FICO)
- Loan-to-Value Ratio (LTV)
- Property type (single family, condominium, multi-family)
- Occupancy (primary residence, second home, investment)
- Loan Purpose (Purchase, Rate/term or Cash-out refinance)
Basic requirements to qualify for best-case pricing are:
- 740+ Credit Score
- LTV not more than 80 (Single Family Home) or 75 (Condominium)
- Primary Residence
- Purchase or Rate/term (no Cash-out) Refinance
Determine the rate and cost of your loan:
- Request a custom quote for your specific case
- Experienced borrowers also may find Advanced section beneficial
Work with professionals you can trust:
- Read what customers are saying about us
- Learn about benefits of working with a member of UMBA
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