Start today by completing your loan application online. It's simple, fast and secure. The entire process takes only about 15 minutes, and you can save your work after each step to come back and continue later.
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Please make sure you reach "Submit". It's not finished until Submitted.
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Q. Does applying also lock the terms?
A. No, applying does not automatically lock the terms. Please review lock information and stay in close contact with your loan officer.
Q. I am refinancing, and I have an existing equity loan or line. Does this matter?
A. Yes. Regardless of the balance, presence of secondary financing impacts new loan terms and complicates the process. Please discuss this with us.
Q. I own other real estate properties. Do I need to list them?
A. Yes. Even if you own a property free and clear, it is an expense (property taxes, etc.). If not listed, it will be found through pre-closing due diligence, causing last minute issues.
Once the application is submitted we will review it to make sure we received all the information that we need. If anything is missing or needs clarification, we will contact you. We will also let you know which supporting documents will be required. General documentation requirements are outlined here, although the exact list of documents may vary depending on circumstances. During the loan process, we will keep you informed of every step that is being taken, from application to funding. We will be in contact with you at all times and will be answering any questions you may have.