Purchasing a Home

Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "good bye" to your landlord and take control of your living environment. Whether you are a first-time home buyer, renter, or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual financing needs. Use our easy-to-navigate site, or contact us by phone today!


Consider the following information when deciding which loan is right for you:

  • Should you opt for a higher down payment or keep more cash?
  • Would it make financial sense to pay points in exchange for a lower rate?
  • Should you consider reduced or zero closing cost loan?
  • What loan term would suit your needs best?

We can help you realize your homeownership dreams by offering you all the best advantages:

  • Low Rates accompanied by low closing costs
  • Reduced and zero closing costs options
  • Mortgage programs for almost any need
  • Guidance and advice from an experienced loan professional

Here are a few steps you can take right now:

  • Assess what type of loan might be right for you.
  • Determine how much you can borrow and buy with our borrowing power calculator.
  • Apply now to obtain a pre-approval letter (no cost or obligation). You can beat the competition and negotiate more effectively when you're pre-approved.